Medicare guidance, one conversation at a time
Clear answers from licensed representatives who take the time to listen.
Whether you are turning 65, leaving an employer plan, or reviewing coverage you already have, we walk you through Parts A, B, C and D at your pace so you can decide with confidence.
Timing matters
Medicare beneficiaries who go 63 or more days without creditable prescription drug coverage may have to pay a late enrollment penalty when they do enroll.
Creditable coverage is prescription drug coverage that meets or exceeds the standards of Original Medicare's prescription drug coverage.
Eligibility
If any of these sound like you, a short conversation can clarify what your next step is.
You are turning 65 soon or recently had your 65th birthday
You are 65+ and have a qualifying life event
You have both Medicare and Medicaid
You recently moved to a new area
Your retiree or employer health coverage is ending
You live with a chronic health condition
You have received disability benefits for 24+ months
Your late spouse was entitled to Social Security
The Medicare calendar
Each window allows different changes. Here is what you can do, and when.
October 15 - December 7
Once a year, you can:
7-month window around your 65th birthday
Your first chance to sign up for Medicare:
Triggered by qualifying life events
You may qualify for a SEP if you:
January 1 - March 31
If you are in a Medicare Advantage plan, you can:
About us
Medicare decisions deserve patience. These are the commitments behind every conversation we have.
I.
Your doctors, prescriptions and routines shape the conversation, not a script.
II.
Parts, periods and penalties described in everyday language, with no jargon left hanging.
III.
You speak with licensed representatives who know Medicare rules and enrollment steps.
IV.
Reach us 8 a.m. to 8 p.m., 7 days a week, including weekends.
Where to begin
Common starting points for the people who reach out to us.
What happens during your Initial Enrollment Period, which parts start automatically, and what you need to sign up for yourself.
If you qualify for both programs, you may be eligible for special plans that include additional benefits.
Your health needs change over time. Learn when and how you can make changes to the coverage you have today.
In their words
"My husband and I were dreading the paperwork when he retired. Our representative stayed on the phone with us for an hour, explained what Part B actually covers, and never once rushed us. We finally understand our own coverage."
Doreen K.
Marquette, MI
"I called with a long list of questions about my enrollment dates. Every one got a straight answer, and they followed up by email so I had it in writing."
"After my employer coverage ended I wasn't sure where to start. Trusted Medicare Advisors laid out my choices in plain English and let me take my time deciding."
A licensed representative will walk you through enrollment and answer your questions, 8 a.m. - 8 p.m., 7 days a week.